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The 700 Club: November 30, 2009

Reggie “Fieldy” Arvizu of the band Korn shares his testimony. See the Grand Illumination at Founder’s Inn. Also, CBN News interviews on Egyptian evangelist Father Zakaria Botros.

Transcript

UnderWing Transcripts PO Box 16282 Clearwater, Florida 33766 540 455-2333 / UnderWing@underwingtranscripts.com ________________________________________ The 700 Club Daily Broadcast Monday, November 30, 2009 PAT ROBERTSON: Well, welcome to The 700 Club. It’s Cyber Monday, as people go on the Internet to do their buying after Black Friday’s positive kickoff to the holiday shopping season. The online stores are hoping for big profits today. TERRY MEEUWSEN: That’s right. The question is, are Americans in much of a shopping spirit as the recession drags on? John Jessup has that story. SHOPPING JOHN JESSUP: The crowds, the frenzy and the long lines of Black Friday are nothing more than an afterthought now. Bargain shoppers are taking their foot traffic online. An estimated 96.5 million Americans will point and click away for deals on Cyber Monday. Brian Dunn (CEO, Best Buy): Our dot-com visits have influenced 50 percent of our sales inside the store. JOHN JESSUP: Take a look at how e-commerce fared over the weekend. Black Friday sales rose over last year from 534 million dollars to 595 million, an 11 percent increase. And despite a dismal economy, online retailers are expecting a three percent increase this season. Marshal Cohen (Chief Retail Analyst, NPD Group): Retail took it on the chin in the last two years, and recognizing that, any kind of growth that we can see is really good news. JOHN JESSUP: According to preliminary Black Friday figures, sales increased by half a percent, with more people hitting the stores than last year. Woman (Singing): The weather outside if frightful, but the sales insides are delightful. Terry Lundgren (CEO, Macy’s): It was actually a very, very good sign in terms of traffic and interest in the store, and there are a lot of shopping bags that I see as well. JOHN JESSUP: But this year, more people are on a tighter budget. Woman: I will be spending less this year. I just don't think it is necessary to drain the bank. Woman: Our budgets are a little stricter. There is no excess money. JOHN JESSUP: Last year, Cyber Monday was the third biggest shopping day, and this year, online merchants are looking to lure bargain shoppers in new ways, especially through social networking sites. More retailers, like Wal-Mart, Best Buy, Target and Sears, are using Facebook and Twitter to let their customers know about their deals, which are no more than a click away. John Jessup, CBN News, Washington. PAT ROBERTSON: Thanks, John. I’m not into Christmas yet. TERRY MEEUWSEN: That’s funny you say that. My sister and I were talking about that over the holiday, and we both said, “Do you feel like it’s the holiday season?” And it’s kind of weird, isn’t it? PAT ROBERTSON: Well, we had a big blast last night at the Founder’s Inn . . . . TERRY MEEUWSEN: Founder’s Inn. I know you did. PAT ROBERTSON: . . . . and we’re going to show pictures of that. But I just don’t feel like it. Maybe if I could have a month . . . . TERRY MEEUWSEN: Maybe you need to go out and shop a little bit. PAT ROBERTSON: Oh, spare me that. TERRY MEEUWSEN: We know him, don’t we? PAT ROBERTSON: My daughter got up early in the morning on Friday. TERRY MEEUWSEN: Black Friday. PAT ROBERTSON: Oh, yes. And drove to Williamsburg an hour to buy a dress or something. TERRY MEEUWSEN: I have to say this, they do offer amazing discounts to get people to go out there. We went out again this year and then looked at each other and said, “Didn’t we say last year we weren’t going to do this again?” PAT ROBERTSON: You didn’t go in your pajamas or at two in the morning? TERRY MEEUWSEN: That would be a heck no. PAT ROBERTSON: Thank you, Terry. Well, Lee Webb, I’m sure, was out shopping on Black Friday. And he’s got the rest of our top stories. Lee. DUBAI DEBT SCARE LEE WEBB: Pat, there was no way I was doing that. I was home watching college football on Friday. Market watchers are keeping a wary eye on the Dubai stock exchange. It dropped more than seven percent in the first full of trading. Last week, a major investment and development company at Dubai announced its having trouble paying its bills. The company is Dubai World. It’s seeking a six-month delay in paying nearly 60 billion dollars in debt. That instability in Dubai is causing concerns about a global financial meltdown. It has also caused the price of gold to slide. Bloomberg reports gold prices slumped more than four percent Friday. Gold had been at a record high of 1,195 dollars on Thursday before the Dubai crisis hit. IRAN’S NUCLEAR PROGRAM LEE WEBB: Iran is vowing to build ten new nuclear plants. The Islamic regime made that announcement right after the United Nations demanded that Iran freeze its nuclear activity. The UN’s nuclear watchdog group had ordered Iran to stop building a recently revealed uranium enrichment plant. Israeli Prime Minister Benjamin Netanyahu applauded the United Nation’s censure of Iran. Benjamin Netanyahu: Last week the International Atomic Energy Agency, as a result of efforts of many others as well, that should be clear, first and foremost of the United States and President Obama, took a very firm decision against Iran, such that has not been taken thus far. And I think it is important progress; but, of course, we have to see how things develop. LEE WEBB: The White House says Iran’s plan to expand its nuclear program is, quote, “yet another serious violation of multiple UN Security Council resolutions. You get the feeling, though, Pat, that Iran really doesn’t care. PAT ROBERTSON: There is the old raspberry, like this. And they’re doing. The Iranians are saying, “Who are you kidding? We’re going to do what we want to do.” And the International Agency, they fulminate, and they have meetings, and they issue stern warnings and all. They’re not doing a blessed thing. And that’s the deal. And the Iranians know it. Unless they tighten sanctions, they cut off, for example, the importation of refined gasoline into Iran, it would be possible to cripple their economy. The International Agency isn’t doing that. It’s just meaningless baloney. And those mullahs over there are perfectly aware that they’ve got the number of the IEA. Lee. SWISS BAN MINARETS LEE WEBB: Pat, Swiss voters have overwhelmingly approved the constitutional ban on the iconic towers on mosques called minarets. The ban puts Switzerland at the forefront of a European backlash against a growing number of Muslim residents. There are millions of Muslims living in Europe now, and they make up about six percent of the Swiss population. There have already been legal challenges to Islam in Europe, including efforts to ban headscarves for women. Islamic organizations around the world, though, are condemning the Swiss vote, calling it biased and anti-Islamic. HONDURAS ELECTIONS LEE WEBB: Honduras has a newly elected president today. About 56 percent of the voters preferred conservative rancher Porfriro Lobo over his opponent. Hondurans are hopeful the election ends the long political crisis that began back in June when President Manuel Zelaya was removed from office. But it appears Zelaya still will not go peacefully. He had called for a boycott of this election. Now he is calling the result illegitimate. But there are reports that at least 60 percent of voters cast their ballots in this election. PAT ROBERTSON: I was very sad when I saw the American administration backing the opponents of Zelaya and saying that—excuse me, not his opponents, but the people who are in favor of him. The Supreme Court, in a very legal decision, said he’s trying to get an additional term. What he’s doing is unconstitutional, therefore he is disqualified. So the United States jumps in and says, “Oh, no, no, he’s qualified. We want to back him.” That is just nonsense. And now the voters of Honduras have said, “We’re not interested in Zelaya. We want a new administration, and here is who we’ve chosen.” I do hope and pray that Mr. Obama will get the message. Lee. TRAFFICKING LEE WEBB: Many think human trafficking happens only in other countries. But the modern-day form of slavery is increasingly an American problem. This fall, the FBI rescued more than 50 children from prostitution in raids across the US. And Mark Martin tells us that's just the tip of the iceberg. MARK MARTIN: Child prostitution is a problem the FBI says is getting worse. John Gillies (FBI Agent): The money involved in prostituting children is much higher than just regular prostitution. Morgan Perry (Producer, “Sex + Money”): The average age of entry for a prostitute in the United States is 12 years old, 12 to 13. So we're looking anywhere from 11 to 17 years old. MARK MARTIN: Every once in a while, the public hears about human trafficking in the US, like the raids that took place in October in 36 cities. Nearly 1,600 agents and officers worked together to bring federal and state charges against 691 suspects. Globally, around 800,000 people are trafficked each year and become victims of commercial sex exploitation and forced labor. Eighty percent of these victims are women and children. Many are surprised to hear that human trafficking is such a big problem in the United States. Earlier this year, CBN News told you about a group of Christian filmmakers setting out on a mission to expose the untold story of American sex slavery. Now, their documentary effort, entitled “Sex and Money,” is well underway. Male Narrator: We were shocked to discover that the same injustice was happening in our own backyards. Female Narrator: Across America, thousands of children are bought and sold for sex each day. Female Narrator #2: Meanwhile, most Americans are completely oblivious to this form of modern-day slavery. MARK MARTIN: Morgan Perry is the executive producer of “Sex and Money.” She updated CBN News on the documentary. Morgan Perry (Producer, “Sex + Money”): Yes, we’ve definitely found that it's a greater problem than what we were expecting. We had a hard time solidifying statistics at first, because research in the United States is not as collected as international statistics. So we have found that 100,000 to 300,000 American children are sex slaves in the United States, and that's a very big statistic for us, so that's hit home. MARK MARTIN: The FBI says pimps are putting ads more and more on social networking sites, including Facebook and MySpace, to attract the children. Undercover Police Officer: The Internet is being used widely now for juvenile prostitution. The girls of the pimps, the handlers, have now taken it off the street where it can be seen and have now concealed it on the Internet. MARK MARTIN: Morgan Perry says in her research she's learned the greatest barriers to stopping human trafficking are public awareness and resources. Morgan Perry: People need to know what it looks like in the United States, and they definitely need to know where they can help and how they can get involved. MARK MARTIN: She and her team hopes the documentary “Sex and Money” will draw attention to this huge problem and lead to the rescue of children. Mark Martin, CBN News. LEE WEBB: And to find out how you can support this film and the efforts to stop human trafficking, log on to CBN.com for a link to the documentary called “Sex and Money.” Pat. GRAPHIC: FOR MORE INFORMATION LOG ON TO CBN.COM PAT ROBERTSON: The existence of human trafficking, to me, is just horrible. You used to think that it was adult women, at least over 21 or 18, who were trafficked. Now, when you look at little children, 11, 12, 13, 14, it’s appalling. And we ought to do everything we can to put the spotlight on it. But in addition to that, who are the men who are frequenting these young girls? Who are they? And they’re probably some respectable businessman who sits across from you in negotiation in some corporate boardroom, and then at night slips around and is engaged in this kind of activity. It needs to be exposed. It needs to be condemned, and it needs to be prosecuted. Lee. LESBIAN CUSTODY RULING LEE WEBB: A Vermont judge has granted sole custody of a seven-year-old girl to her mother’s former lesbian partner. Lisa Miller, the biological mother, conceived Isabella while Miller was living with Janet Jenkins. Miller left Jenkins, though, after becoming a Christian. She will appeal the ruling, because she does not want her daughter exposed to the homosexual lifestyle. Miller and her daughter now live in Virginia. The judge there is scheduled to take up the custody case next month. Pat, with regards to this Vermont ruling, what does the law say there? Could Vermont reach across state lines to actually gain custody of this child? PAT ROBERTSON: They’re going to have an awfully hard time doing it. I think Virginia will put up a barrier against that. It’s an unjust ruling, and it’s a question of domicile. Where does this woman live? If she lived in Virginia, she’s not under the laws of Vermont. And you just ask yourself, “What is going on in Vermont?” This after all is the biological mother. The child lives with her. And they’re going to take the child away and give it to a lesbian partner? TERRY MEEUWSEN: Well, this is a mess. It will be something to follow to see where the whole thing lands. PAT ROBERTSON: Well, it will. But I think the fight will be on jurisdiction. And I think the jurisdiction of the Virginia courts is going to trump that of Vermont. At least, I would certainly hope so. Terry. TERRY MEEUWSEN: Well, coming up, meet Islam’s public enemy number one. Man: My method is short, sharp, shock, which means an electric shock. TERRY MEEUWSEN: See why al Qaeda has placed a 60 million dollar bounty on this man’s head, after this. * * * * * * * * * * * * * * * * * * * * * * * * GRAPHIC: KORN’S “FIELDY” KRISTI WATTS: Coming up later . . . . Man: I was triggered easily to become violent. KRISTI WATTS: . . . . the base player for the band Korn. Man: I could kill people. KRISTI WATTS: What almost killed him . . . . Man: One heartbreak, 20 years. KRISTI WATTS: . . . . and the dying wish that saved his life. Man: From the weed to the pills, everything I stopped. * * * * * * * * * * * * * * * * * * * * * * * * SPOT 1: SWISS AMERICA Pat Boone: The best investment of the new millennium: gold. Waves of change can destroy financial castles built on sand. But true wealth is built on a solid foundation of gold. Today’s economic crises have caused many to look to government for financial solutions, but experts warn that borrowing trillions will result in higher inflation and less money in your pocket. Gold offers protection, liquidity and growth. Rebuild your financial peace of mind starting with a golden foundation. Swiss America has provided millions of Americans with the best educational resources in print, online and now on television. Take a moment to request a free rare opportunity booklet, CD and DVD. Call the number below or visit online. Until next time, this is Pat Boone for Swiss America saying don’t wait to buy gold. Buy gold and wait. * * * * * * * * * * * * * * * * * * * * * * * * NEXT DAY PROMO GRAPHIC: NO-STRESS ENTERTAINING KRISTI WATTS: Tomorrow. The secret to no-stress entertaining. We’ll show you three Christmas delights that will impress your guests and cut your time in the kitchen. * * * GRAPHIC: MOTORCYCLE ACCIDENT KRISTI WATTS: And then, a car slams into a biker and his pregnant wife. Man: It was almost like she was lifted off of the back of the bike. The bike went one way, the car went the other way, and she was dropped. KRISTI WATTS: Why she didn’t spend a day in the hospital. Tomorrow on The 700 Club. * * * * * * * * * * * * * * * * * * * * * * * * PAT ROBERTSON: You’ve read about Muslims moving into Switzerland, into Germany, into England, into France. What’s being done to counter this onslaught of Islam into formerly Christian countries? Well, one of the most controversial involved in this struggle is in the Middle East. He is a priest who has led thousands of Muslims to faith in Christ through the Internet and television. His name is Father Zakaria Botros. And militant Muslims have put a huge bounty on his head: 60 million dollars, to be exact. Gary Lane brings us this exclusive report. FOCUS: FATHER ZAKARIA PROFILE GARY LANE: Father Zakaria Botros is perhaps the most hated man in the Middle East. He’s confronting Islam with an in-your-face style of television and Internet evangelism. Father Zakaria Botros (Coptic Priest): Muslims are fainting. They are brainwashed. They believe that Islam is the most beautiful religion in the world. You cannot preach to him gently about your beliefs because he rejects all of them. So, you have to awaken him. My method is a short, sharp shock, which means an electric shock. GARY LANE: A jolt that's leading Muslims to critically examine their own faith, says Father Z. Then they start posing questions to Islamic religious leaders. When they go unanswered, they begin to question their faith, like this woman on a Middle East talk show. She asked her co-host, Sheik Jamal, why Islam treats women as possessions to be used by men for sexual gratification. Basma says that part of her faith is hard to accept. Father Zakaria’s weekly 90-minute television program, Truth Talk, airs Friday during primetime throughout the Middle East. It's broadcast on the al-Hayat satellite channel and is watched by nearly 60 million Arabs. Zakaria's Internet discussion show Pal Talk is broadcast on the worldwide web for six hours every Tuesday and Thursday. Zakaria recently celebrated his 75th birthday. He's faced many hardships and challenges during his life’s journey. Perhaps the greatest affecting his spiritual walk was the tragic slaying of his older brother more than 60 years ago. Father Zakaria Botros: He was not only a Christian, but he was a believer, a true believer. GARY LANE: Zakaria says when his brother was in his twenties he started to share Christ with anyone who would listen, Coptics and Muslims alike. He was murdered by Egypt's Muslim Brotherhood in 1947. Father Zakaria Botros: They were very powerful in those days, and they killed him. They cut his tongue and beheaded him. It was very hard. GARY LANE: Zakaria was a teenager at the time. He inherited his brother's Bible and says the notes written on the pages inside helped him to know Christ. He thought good works would help him get into Heaven. It wasn't until he studied the writings of Cyril, the fourth century bishop of Jerusalem, that he came to believe in redemption and salvation through grace. He fell on his knees and prayed. Father Zakaria Botros: Thank you, God, because your blood, not my blood, that my sins are forgiven. Thank you. Thank you, God, for that. So it was a turning point in my spiritual life. GARY LANE: Zakaria walked into another kind of service, a ministry to Muslims that led to imprisonment and eventual exile from Egypt in 1989. He started Pal Talk while living in England and he began his television broadcasts in 2003. Today, he is in hiding. Al Qaeda terrorists have placed a 60 million dollar bounty on his head, and that has made him cautious, but unafraid. Father Zakaria Botros: Because I believe that I am in the hands of God, and He protects me. There is no fear. Jesus said don't fear and there are about 366 promises in the Bible, don't fear. Where can I find the word fear? Where can I put it? GARY LANE: So, Islam's public enemy number one presses on. And what if the day comes when a militant Muslim makes good on threats to end Zakaria’s ministry? Father Zakaria Botros: People see the program on the TV, but I see the hand of God's work among all of them in the heavenly TV. I see by faith what God is doing among Muslims today. I will be so happy. I will be so happy to have my life ended on earth, because I will start my eternal life with Jesus Christ whom I love. GARY LANE: Gary Lane, CBN News. * * * * * * * * * * * * * * * * * * * * * * * * PAT ROBERTSON: Thanks, Gary. Isn’t that interesting? TERRY MEEUWSEN: Quite a man. PAT ROBERTSON: He’s a fabulous guy. He’s a brilliant scholar of Islam. He knows the Koran frontwards and backwards, and he is able to debate with Islamic scholars and win, constantly. They can’t answer his questions. TERRY MEEUWSEN: It’s really interesting to watch people come up against questions that can’t be answered like that, things that maybe because of indoctrination, of the way that you’ve been raised, that have never even come to your mind before. PAT ROBERTSON: Well, that is it. You don’t question it. You don’t question. This is Islam. You don’t question it. You don’t question it. Well, he’s questioning these things, and people are saying, “Wait, well, maybe Father Botros. Maybe he’s right.” Or Father Zakaria. And it’s remarkable. So we applaud him. We hope he stays safe and out of sight, wherever that is. We don’t know. I don’t know. TERRY MEEUWSEN: Pray for him. Pray for him. PAT ROBERTSON: All right. TERRY MEEUWSEN: Well, still ahead, the rock star who says he was, quote, “destined to be a partier.” Man: I was probably five or six. My parents would tuck me into bed, and my mom would be like, “I love you.” And my dad would be like, “Dream about Budweisers.” TERRY MEEUWSEN: Fieldy talks about why he gave up partying, but stayed with the band Korn, after this. * * * * * * * * * * * * * * * * * * * * * * * * SPOT 2A: HUMANA BIG BOOK Spokesman: If you have Medicare, I have three things you’ll want to hear. There’s an all-in-one Medicare health plan from Humana. It includes Medicare prescription drug coverage, and it can save you money in so many ways. It’s all in this book, and it’s yours free just for calling. You’ll see all the ways the plan saves you money, including prescription drugs. In fact, Humana Medicare Advantage members saved on average over 1,400 dollars on their prescription costs last year. And you get all this coverage with a monthly health plan premium that may surprise you. Even if you’ve looked at Humana before, you need to take another look at this plan. Call 1-800-669-0739. We’ll send you the decision guide absolutely free, in a slightly smaller size, of course. Discover the all-in-one Medicare health plan that can cut your costs and cover your prescriptions. Call 1-800-669-0739. Or go to HumanaBigBook.com. The savings are too big to miss. * * * * * * * * * * * * * * * * * * * * * * * * SPOT 2B: CBN CHRISTMAS RADIO TERRY MEEUWSEN: Hi, I’m Terry Meeuwsen. And I’m here to tell you about an exciting new way to add joy to your Christmas season. It’s CBN Radio on CBN.com. Anytime you’re on a computer, you’re only a click away from your favorite carols, classics and contemporary music. “O come, all ye faithful . . . .” “The first noel . . . .” “Hallelujah . . . .” TERRY MEEUWSEN: Enjoy artists like Bing Crosby, Manheim Steamroller, Point of Grace and many, many more. So log onto CBN.com and click on CBN Radio. This year, you can celebrate our Savior’s birth with your favorite music any time you’re on a computer. * * * * * * * * * * * * * * * * * * * * * * * * TERRY MEEUWSEN: Well, for many families here in Virginia, there is a Thanksgiving that ranks right up there with the turkey dinner and Black Friday. It’s the annual Grand Illumination at Founder’s Inn, and this year we get to experience the highlights with Kristi and her precious son, Chase. GRAND ILLUMINATION KRISTI WATTS: Welcome to the Christmas season at Founder’s Inn. Each year, you can find brilliant lights, festive music, horse drawn carriage rides. Now, this is a way to crash a party. And a 40-foot Christmas tree. They’re all a part of the celebration of our Savior’s birth. Children of all ages come to enjoy the festivities. Guests come from as far away as the North Pole. That’s why a visit to the Founder’s Inn has become a Christmas tradition for so many families. To open the holiday season, children gather near the Christmas tree and listen to Pat Robertson tell the story of Jesus’ birth. PAT ROBERTSON: “For today in the town of David, a Savior has been born who is Christ the Lord.” KRISTI WATTS: And with the flip of a switch . . . . PAT ROBERTSON: Three, two, one! Now! KRISTI WATTS: . . . . the entire property becomes a wonderland of twinkling lights. Man, I had such a wonderful time. Chase, didn’t you have fun, too? Yes? Ooh, can I have a bite of that candy apple? Listen, this is what I’m talking about, the holiday season, fun and food. I love it. But, shh, just don’t tell Pat. Merry Christmas from The 700 Club. * * * * * * * * * * * * * * * * * * * * * * * * TERRY MEEUWSEN: Absolutely breathtaking over there. PAT ROBERTSON: It’s gorgeous. TERRY MEEUWSEN: Just like a winter wonderland. PAT ROBERTSON: And the place was jammed. More little children. You have never seen so many children. TERRY MEEUWSEN: Well, one wanted to read the story for you there. PAT ROBERTSON: The little child, a little baby. And she kept crawling up my leg and wanting to get in my lap while I was reading the story. So I finally put her up there. She’s the cutest little thing. And when I got through and I prayed, and I held the mic this year, and she said, “Amen.” TERRY MEEUWSEN: Did she really? Oh, how fun. How fun. PAT ROBERTSON: Oh, she’s so cute. TERRY MEEUWSEN: I think a lot of people love to come to the Founder’s Inn for that event and throughout the holidays to see the lights, because it’s Christ-focused, and it’s hard to find that in the culture today. PAT ROBERTSON: It’s Christ-focused and absolutely gorgeous. And the food is gorgeous and delicious. And all kinds of wonderful things. We’ve got gingerbread houses. TERRY MEEUWSEN: Oh, and the English gardens there are all lit up and they’re beautiful. PAT ROBERTSON: Aren’t they pretty? TERRY MEEUWSEN: Oh, my goodness. The whole thing is just . . . . PAT ROBERTSON: I threw that switch, and bang-o, everything went on. TERRY MEEUWSEN: Awesome. They do it big over there. PAT ROBERTSON: Big time. So it’s still going to be there, ladies and gentlemen, so if you want to come and spend a few hours or spend a night or whatever makes you happy, it’s there for . . . . TERRY MEEUWSEN: The décor will be up through the first of the year, right? PAT ROBERTSON: Oh, yes. Yes. Absolutely. But the tree is gorgeous. Everything. So it’s nice. You’ll enjoy it. TERRY MEEUWSEN: You’re a good, good Santa. PAT ROBERTSON: A good Santa. TERRY MEEUWSEN: And a good Bible reader. PAT ROBERTSON: A good Bible reader and a good grandfather. TERRY MEEUWSEN: Yes. PAT ROBERTSON: Well, the band Korn has sold 30 million albums worldwide, and bass guitarist, Fieldy, has been with the group since it began in 1993. For most of that time, he has a hair trigger temper and a highly destructive personality. But something happened to Fieldy and not anymore. Recently, Tim Branson joined Fieldy at his home in Laguna Beach to find out what happened to him. * * * * * * * * * * * * * * * * * * * * * * * * REGGIE ARVIZU TIM BRANSON: His name is Reggie Arvizu, but most people know him as “Fieldy,” bass player for the multi-platinum rock band Korn. Reggie Arvizu: A lot of it was women, from one night stands to groupies and all of that. I became really mean. I was triggered easy to become violent, and I could kill people. TIM BRANSON: I recently talked with Fieldy about his rock and roll lifestyle and some of the more difficult choices he’s made in life, including his decision to follow Christ and stay with the band Korn. (Interviewing): You started drinking at a very early age. How did that happen? Reggie Arvizu: I don’t know, man. I was probably five or six. My parents would tuck me into bed, and my mom would be like, “I love you,” and my dad would be like, “Dream about Budweisers.” TIM BRANSON: Wow. Reggie Arvizu: That’s what he knew. TIM BRANSON: And that kind of set you up, didn’t it? Reggie Arvizu: Had my big Budweiser pillows in my room. I was destined to be a partier, I guess. TIM BRANSON: So your parents both were partying all the time. How did that affect your family? Reggie Arvizu: It starts out, they start drinking and partying, and the music. And towards the end of the night, it was the same thing. There would be dishes flying, screaming, yelling, to violence, to abuse. Like they loved each other. That’s what happens. TIM BRANSON: Alcohol and drugs has a way of doing that. Reggie Arvizu: Yes. It brings out that other side. TIM BRANSON (Reporting): That other side blew up when his parents divorced. Fieldy was heartbroken, so he did what any teenager might do to block the pain. He shut down. Reggie Arvizu: I was like, “This is not going to hurt me.” That’s what I told my dad. I was like, “I’m moving in with you. Let’s get a keg, and let’s throw a party and make music and play,” and just kind of put a wall up to not feel the emotions. And that’s when it just became full-on drinking in a way that nobody’s going to hurt me. But from that moment on, I never had a sober day. TIM BRANSON: Fieldy formed the band Pierced with some high school friends. He also started using speed. Reggie Arvizu: When we were in these younger bands, they were like hair metal bands. And the whole image was to be really skinny, look like a Q-Tip kind of, big hair, little stick body, tight pants and all. Yes. So it was like, “Hey, if you take these speed pills right here, you won’t be hungry.” And so I started getting into that. I went to jail a few times, but looking back I should have been in jail like every day. I just didn’t get caught. TIM BRANSON: Pierced fell apart, as did other bands that followed. Then, in 1993, Fieldy and friends came up with a new name and called themselves Korn. With a new sound and a new lead singer, the band took off and so did Fieldy’s party life. Reggie Arvizu: I had my nights of being in hotel rooms and destroying them by myself, to crying, going through that, because I’d wake up in the morning feeling so bad from partying, that I’d be shaking. And I’d wake up and throw up in the morning. And I’m like, “Man, I can’t handle this.” So I would just take some Xanax or Adavan and let that kick in and I’d just be wasted again. It would bring you so down, and then smoke some weed after that. And then night would come, and I could start drinking some. TIM BRANSON (Interviewing): The goal was basically to stay buzzed. Reggie Arvizu: All day. TIM BRANSON: Twenty-four/seven. Reggie Arvizu: Yes, 24/7. TIM BRANSON (Reporting): Korn was huge, playing in sold-out arenas around the world. In the midst of it all, Fieldy married and divorced twice. (Interviewing): You had a very specific view about women. What was that? How did you see women in your life? Reggie Arvizu: I would bash on them. TIM BRANSON: Bash on them? Reggie Arvizu: Say women are just sluts. TIM BRANSON: Okay. You mean verbally. Reggie Arvizu: Yes, no good. And I was really, really mean to women, like extra mean, to where I could make almost any woman cry, any time. I guess that’s what I did to keep from getting hurt. TIM BRANSON (Reporting): Fieldy was still dealing with the pain of his parents’ divorce. (Interviewing): Looking back on it, you spent a lot of time and effort building up walls around your heart. Reggie Arvizu: That was a full-time job for like 20 years. One heartbreak, 20 years. Most people I think get over a heartbreak in a like a year or something. But 20 years of destroying myself? It’s a vicious cycle. You’re living inside a tornado spinning, like it’s fast, and it ends up killing you. TIM BRANSON: Did you ever come to a point and say this has got to stop? Reggie Arvizu: I don’t think I did. I always made a joke out of everything. If my hands are shaking, and I’m throwing up, I’d make a joke, “Hey, everybody watch this.” TIM BRANSON (Reporting): It was no joke when Fieldy’s father was diagnosed with cancer. Reggie Arvizu: To me, my dad was kind of like a superhero. There’s no way this could happen. Even to the point where he got really sick, and I had to move him over to the top doctors in the world, I’m like, “They’re going to fix it. I’ve got money. They’re going to fix it. I’ve got the best insurance in the world. He’ll be fine.” TIM BRANSON: But he wasn’t. His father died with one last wish. Reggie Arvizu: He wished that I’d be saved. TIM BRANSON: That’s because years earlier Fieldy’s father had become a Christian and so had his wife. So, when she asked Fieldy to pray the salvation prayer at the hospital, he did. Reggie Arvizu: I just did it, because everyone was freaking out. It didn’t mean much, because I was so out of my mind at that moment. So that just all passed, and that’s when everything came. I came back to the house, and went through a deep dark moment. I just really started thinking about everything, from what I’m doing to myself to his death to what I’m leaving behind. I don’t know. I couldn’t take it anymore. TIM BRANSON: That led Fieldy to a sincere prayer of commitment that changed his life. Reggie Arvizu: I had chills throughout my whole body, almost like a coldness. And I was crying. Where are these tears coming from? I’m just reading some words. I tell a lot of people that you can do the Savior prayer with your brain. It’s not going to do anything. You have to do it with your heart. When I accepted Christ, now I’m like, “Okay, I’m going to pray for some of these things that I’m a slave to.” It went in steps, so that I was set free with no withdrawals, from the weed to the pills, everything. I stopped. TIM BRANSON: Over time he became more aware of his need for God’s forgiveness. Reggie Arvizu: I’d walk into the bathroom, put my face on the floor and just say, “Forgive me, man,” because some of the things I did were so bad. I just knew He said, “I forgive you, son.” TIM BRANSON: Fieldy spent a year apologizing to everyone he could think of that he’d hurt. The hardest person to apologize to was his girlfriend at the time, Dena. Reggie Arvizu: I was going to be heartbroken if she left me. So I was like, “Man, I’ve really got to take a chance here of her leaving me after I tell her I’ve been cheating on her.” And I took the chance. TIM BRANSON: Dena was furious, but she forgave Fieldy. The two married and started a family. As far as his career, he’s still with Korn. I asked him about his decision to stay with the band. He believes it’s for a good reason. Reggie Arvizu: There’s just so much power of being used in Korn, that I can reach so many people and know what I’m about, not what Korn is about. TIM BRANSON: So what is Reggie “Fieldy” Arvizu all about these days? Reggie Arvizu: I want to try to follow the Bible the best I can, because I know it’s going to give me the best life. TIM BRANSON: Now that he’s got the life and has written a book about it, he says his message is really pretty simple. Reggie Arvizu: People think, “I’m not good enough to have the Lord come into my life.” And it’s like people have got to know all you’ve got to do is know what Jesus did for you. He died for your sins and died on the cross and came back three days later. And if you ask Him into your heart, it’s for life. He’s going to be with you forever. * * * * * * * * * * * * * * * * * * * * * * * * PAT MINISTERS SALVATION PAT ROBERTSON: Have you been hurt? Has somebody done something to you when you were a child or as a teenager or as an adult? Has somebody betrayed your trust? Has somebody abused you physically or mentally? Has somebody abandoned you? Has somebody crushed the hopes and dreams that you had in your life? Have those things happened to you? I tell you, there is one who understands. He had persecution. He had physical pain. He had mocking. He had scorn. He had spitting in His face. He had all kinds of things happen to Him, terrible things. So He understands you. He understands what you’re going through. You’re not alone and you don’t have to be alone. So if you want to have somebody with you who is a lot more powerful than you are, a lot stronger and a lot more able to take the pressure, you need to ask Jesus to come inside and give you His strength and give you His life and fill you with His Spirit. And I tell you, if you do that, everything is going to change for the good. Everything will change for the good if you just trust Him. Now, you say, “How do I do that?” Well, I’m going to tell you. You have to ask Him. Now, if you ask Him, He will hear your prayer and He will come into your heart. Now, I’m going to lead you in a very simple prayer, and if you will pray along with me and you mean it in your heart, Almighty God will hear and He will answer. So right now, wherever you are, don’t go anywhere, just wherever you are, I want you to pray these words. “Jesus.” That’s right. Pray with me now. “Jesus, you know what’s been done to me. You know how I have been hurt. You know the pain that I have experienced. You know all those things, the secret things. When I was huddled off in a corner, I was crying out for some help. You were there. You know. And now, Lord, I know that you understand my pain, and I know you understand my sorrow. And I know you understand my sin. And right now, I turn away from all that. Everything that I’ve done that is wrong and everything that’s been done to me, I turn away, and I turn to you. And I say, “Lord Jesus, right now, come into my heart. Live your life in me, and I will live for you, and I will serve you all the days of my life. Thank you, Lord, for hearing my prayer. And thank you for coming into my heart.” Now, I want to pray for those who prayed with me. Father, may the power of the Holy Spirit touch them now. Fill them from this moment on, in Jesus’ name. Amen. Now, that’s the most important prayer you’ve ever prayed. GRAPHIC: 1-800-759-0700 CBN.COM And I want you to do something to solidify what you’ve done. I want you to tell somebody about it, and we have that real convenient. We’ve got somebody on the telephone right now who loves you and cares about you. And I have a little packet that I’d like to give you free. No charge whatsoever. It’s called “A New Day.” You dial that number, 1-800-759-0700, and say, “I just prayed with Pat. I gave my heart to Jesus. And I wish you would please send me that packet, ‘A New Day,’” which has in it a 73 minute CD, plus a 60-some page booklet of scriptures. GRAPHIC: OUR GIFT TO YOU 1-800-759-0700 CBN.COM And this will be a tremendous help to you as you get started. So please to go to your phones and call in and say, “I made that decision. I have given my heart to Jesus. And the angels of Heaven are rejoicing with you,” It’s toll free: 1-800-759-0700. Terry. TERRY MEEUWSEN: Well, if you’d like to learn more about Korn’s Fieldy, we have extended interview segments with him our web site. GRAPHIC: FOR WEB EXTRAS ON KORN’S “FIELDY,” GO TO CBN.COM If you’d like to watch them, log on to CBN.com. Still ahead, today is Money Monday. We’ve got your e-mail questions. Aaron says, “My 15-year-old daughter has been begging for a credit card. I’m reluctant to just hand one over. Any suggestions?” TERRY MEEUWSEN: We’re going to tackle that question and more money matters when we Bring It On. * * * * * * * * * * * * * * * * * * * * * * * * SPOT 3: GO BIBLE Announcer: Tired of competing just to get your kids’ attention. You try to teach them as best you can, but are they listening? Feel like they’re being bombarded by the wrong messages? Well, now you can give them what they want and need. Introducing the Voyager, from GoBible, the leader in digital audio Bibles. GoBible is a revolutionary MP3 player that comes preloaded with the entire Bible narrated. Narrator: “Yea, though I walk through the valley of the shadow of death, I will fear no evil.” Announcer: That’s over 70 hours of scripture, searchable and playable by verse. Plus, it also has three additional gigabytes of storage space for all your personal downloads. It can hold up to 750 songs or over 100 hours of audio books. Now, you get something really worth hearing GoBible comes with both the Old and New Testament, in either King James, New King James or NIV. That’s right. GoBible is preloaded with the entire narrated Bible. Narrator: “For God so loved the world, that He gave His only begotten Son.” Announcer: Over 225 Bible stories, a topic index, holiday index, Bible in a year planner. It even lets you bookmark. GoBible goes everywhere you go, giving them what they want, their own personal MP3 player, as well as what they need. Give the gift of the ultimate story. It makes the perfect family Bible and is great for all ages: kids, moms and dads, even grandmas and grandpas. Why spend hundreds on MP3 players and CD versions of the Bible when you can get your GoBible Voyager today with headphones for only three easy payments of 33.33. But, call right now and you’ll get a free audio book download every month. That’s an over 100 dollar value. It makes the perfect gift for every occasion. When you call, ask how to get a set of portable speakers or an FM transmitter, so you can listen through your car radio. Announcer #2: To order your GoBible, call 1-800-319-1583. That’s 1-800-319-1583. Call now or go to GetGoBible.com. * * * * * * * * * * * * * * * * * * * * * * * * SALVATION ARMY CREDIT CARDS LEE WEBB: Welcome back to The 700 Club. The Salvation Army is now accepting plastic. The charity has fitted some of its famous red kettles with credit and debit card machines. Now instead of the coins dropping in a bucket, you may hear the printing of receipts. Man: How much would you like to donate to the Salvation Army? Woman: Fifty dollars. Man: Fifty dollars! All right. That’s awesome. Woman: I have no cash, so this works well. Major James Sullivan (Salvation Army): Slowly we're becoming a cashless society, and that leaves the bell-ringer standing. So we want to make sure that the Salvation Army doesn't get left standing. Francine Saunders (Salvation Army): I've seen how much they need. I've seen them doing the food baskets. I've seen what these people were getting. I mean, they need it. They really need it. Woman: Even people that don’t do anything, it’s like, “Wow, you guys take credit or debit now? How cool.” LEE WEBB: The new system means lighter kettles for volunteers and receipts for donors on tax day. It’s an easy way of giving for a growing need in a tight economy. FILM: BLIND SIDE LEE WEBB: Another blockbuster weekend for the new movie The Blind Side. The film stars Sandra Bullock and singer Tim McGraw, who play the Christian couple that adopted a teenage boy named Michael Oher. Oher was homeless at the time. He became a highly recruited high school football player. He was an All American at Ole Miss and later drafted in the first round by the NFL’s Baltimore Ravens. But the film, as you may know, is about far more than football. It finished second at the box office, but it made even more money than its opening weekend, up from 34 million dollars to more than 40 million over the Thanksgiving holiday weekend. You can go to CBN.com to find out more about Michael Oher. GRAPHIC: FOR MORE INFORMATION LOG ON TO CBN.COM CBN sports reporter Shawn Brown tells the amazing story of his life in an interesting profile, and you can see that story at CBN.com. Pat and Terry will be back with more of The 700 Club, after this. * * * * * * * * * * * * * * * * * * * * * * * * SPOT 4A: REGENT FROM ANYWHERE Announcer: All over the world, there are minds to inspire and opportunities for change. At Regent University, we prepare you to become a Christian leader and guide others in all walks of life. And with online classes from Regent, you can change the world from anywhere in the world. Regent University. Online education with a solid foundation. Visit anywhere.regent.edu. Or call 866-REGENT-U to request your welcome kit. * * * * * * * * * * * * * * * * * * * * * * * * SPOT 4B: COLONIAL PENN Jonathan Lawson: Hi, my name is Jonathan Lawson, and I’m a customer service representative for Colonial Penn life insurance company. Insurance can sometimes be difficult to understand, but here at Colonial Penn, we make it simple. Alex Trebek has been representing Colonial Penn for over ten years. And he’s here to tell you how we do it. Alex Trebek (Compensated Endorser): Thanks, Jonathan. I’ve been representing Colonial Penn for over ten years, talking about their guaranteed acceptance life insurance. If you’re 50 to 85, write down the toll-free number on your screen and call for free information. With this insurance, there is no medical exam. No health questions, either. Guaranteed. You cannot be turned down because of your health. Your rate will never go up, and your benefit will never go down due to age. It costs less than 35 cents a day. That’s less than the cost of a daily newspaper. Call them now. You’ll be glad you did. Announcer: Call Colonial Penn now at 1-800-257-3434 for free information and a free gift. That’s 1-800-257-3434. * * * * * * * * * * * * * * * * * * * * * * * * NEXT DAY PROMO GRAPHIC: NO-STRESS ENTERTAINING KRISTI WATTS: Tomorrow. The secret to no-stress entertaining. We’ll show you three Christmas delights that will impress your guests and cut your time in the kitchen. * * * GRAPHIC: MOTORCYCLE ACCIDENT KRISTI WATTS: And then, a car slams into a biker and his pregnant wife. Man: It was almost like she was lifted off of the back of the bike. The bike went one way, the car went the other way, and she was dropped. KRISTI WATTS: Why she didn’t spend a day in the hospital. Tomorrow on The 700 Club. * * * * * * * * * * * * * * * * * * * * * * * * PAT ROBERTSON: Well, it’s almost there. Christmas is almost there. Thanksgiving is a dim memory, even though it was only a couple of days ago. TERRY MEEUWSEN: It’s not that dim yet. PAT ROBERTSON: Not that dim. Well, you get rid of all that extra poundage, and it will take a few years. But let’s meet a family that you will be inspired by. After 25 years of ranching, Mark and Renee Jones decided to sell most of their cattle. And with that sale, they made a lot of money. But it was their next decision that led the Joneses to complete financial freedom. MARK AND RENEE JONES ANDREW KNOX: Mark and Renee Jones were high school sweethearts. As newlyweds, the two of them worked at various odd jobs, and Mark started his own business welding for oil companies in the area. Renee Jones: On that money, we would, well, I should say I would tithe. Mark Jones: She felt that we needed to tithe. And it was something that I hadn’t done, so I wasn’t really in favor of it. But through her doing it on the off ranch income, in time I saw that it was something that would work. ANDREW KNOX: But the ranch income was different. Renee Jones: When you have a ranch, you borrow money and you operate. And when you sell the cows, you pay the bank. We never felt as a couple that we could tithe on that money. ANDREW KNOX: In 2004, Mark and Renee decided to partner with a business supplying gravel to a local oil company. Renee Jones: When we did, we sold almost all of our cows. Mark Jones: We spent 25 years putting our cows together. So when we sold those cows, we had a pretty large sum of money. Renee Jones: Our tithe was 1,000 dollars. It’s like, “Okay, where do we put our thousand dollars?” Because we had never written that kind of check for the Lord. And we were watching TV, and Operation Blessing came on. They were doing all kinds of work for children. And Mark’s like, “That’s where we need to put it.” ANDREW KNOX: Mark and Renee decided to become partners with CBN. Over the years as their profits from the welding and gravel company increased, the Joneses increased their giving. Then they had a great year on the ranch and decided to tithe off the profits for the first time. Renee Jones: We had a fairly large check, and to tithe on it, it was in the five digits. Mark Jones: And I thought, “Wow, shouldn’t we put this away for when we need to go back in the cow business and fill up again?” But anyway, we discussed and we decided that we would tithe. ANDREW KNOX: Three years earlier the ranchers in the area experienced a severe drought and lost crops and livestock. A week after the Joneses tithed, they got a call from a disaster relief program awarding financial help to ranchers. Mark and Renee were awarded almost the exact amount they had given. Renee Jones: And it just cinched the whole tithing and believing in the Lord, not only for Mark and I, but for our children. ANDREW KNOX: After 32 years of tithing and giving to ministry, the Joneses are convinced of one thing. Mark Jones: I would encourage anybody to truly put God first. It doesn’t matter if it’s five dollars or 500,000 dollars. God will be faithful if you’re faithful to Him. If you step out, God will step up to you. But first you have to step out. * * * * * * * * * * * * * * * * * * * * * * * * PAT ROBERTSON: Well, Mark Jones said it about as eloquently as anybody could. You step out, He’ll step up with you. And I tell you what, this is Christmas. GRAPHIC: 1-800-759-0700 CBN.COM This is the birthday of Jesus we’re celebrating in another few weeks. And what we’re seeing is give your best gift to Jesus. I know you spent a lot of money. We’ve got all this Cyber Monday and Black Friday and all this, and people are crawling over each to get bargains. But take the fact that the birthday we’re celebrating is the birthday of Jesus Christ. And let’s honor Him. It’s His birthday, not yours and mine and your family’s. It’s His. And we need to give something to Him. And I might say if you join our 700 Club, I want you to have, well, this is an audio of my book, Right on the Money. And it’s got a tremendous amount of helpful information that you would need and what to do about money, stocks and bonds and real estate and all this kind of thing. GRAPHIC: YOURS WHEN YOU JOIN 1-800-759-0700 CBN.COM So call in: 1-800-759-0700. And say, “You can count on me at this Christmas season.” TERRY MEEUWSEN: Can I just give a little plug for that, because Brent from Cedar Park, Texas, wrote us back and said, “This is an excellent, easy-to-understand presentation on how to invest and stay out of debt. Pat delivers a clear, concise message on credit cards, credit scores, investments and a well thought out financial portfolio.” You always say if you don’t know what you’re doing, study. GRAPHIC: YOURS WHEN YOU JOIN 1-800-759-0700 CBN.COM PAT ROBERTSON: That’s right. It’s so easy. TERRY MEEUWSEN: And you make it so simple. You’re putting it all right there in front of us. PAT ROBERTSON: Ladies and gentlemen, I couldn’t have said it any better myself. Thank you very much. TERRY MEEUWSEN: There you go. PAT ROBERTSON: All right. * * * * * * * * * * * * * * * * * * * * * * * * BRING IT ON TERRY MEEUWSEN: Want to answer some e-mail? It’s Money Monday. PAT ROBERTSON: Let’s go for it, Money Monday. TERRY MEEUWSEN: Okay, this is Aaron, who says, “My 15-year-old daughter has been begging for a credit card. She says she needs to establish credit in her own name and that it would be handier than carrying cash all the time. I’m reluctant to just hand one over. Any suggestions?” PAT ROBERTSON: You should be reluctant. To give a 15-year-old a credit card, it’s like putting a straight razor in the hands of a monkey. TERRY MEEUWSEN: There’s a picture. PAT ROBERTSON: You can have a lot of problems. I just believe that this business about, “I’ve got to establish credit,” and you’re 15 is nonsense. TERRY MEEUWSEN: A 15-year-old that needs to establish credit? For what? To buy a bike? PAT ROBERTSON: The kid is not working. She’s got no family. It just makes so sense. Allowances are very appropriate. Now, there are some people that think, “Well, I could have a limit-only debit card.” You could put 500 dollars in it, and say, “All right, that’s it for the next six months,” or something. You could do that. To me, establishing credit at 15, it’s not an issue. All right. What else? TERRY MEEUWSEN: Okay, this is Lucas, who says, “I’m thinking about buying a new home sometime in the next few years. I know that my credit score will affect any mortgage I get, so I’d like to work in improving it now. What factors will influence my credit score the most?” PAT ROBERTSON: Lucas, about 35 percent of your score has to do with how fast you pay your bills. Do you pay them on time or are they two or three months late? Or do you have some delinquencies. That is the big score. The second factor in there, I think it’s about 30 percent of your score, has to do with your use of available credit. One of the things that you don’t really do, if you have a dormant credit card with a big balance on it, you don’t cancel it, because if you leave it alone, it shows part of your total assets. And so if you’re spending a small percentage of that, the credit people say, “Well, he has only spent ten percent of his available credit,” so that makes you look good. The other is how balanced your use of credit is. Do you have something for a house and a car and so forth? But the big thing is how fast you pay off your bills. Do you pay your bills on time, promptly, as they should be? And the second one, how much credit do you have and do you use it? It’s an amazing thing in this credit score, they don’t take your net worth. They don’t take your income. You’d think they would, but they don’t. And so that doesn’t count. But how can you build it up? Pay your bills on time. All right. TERRY MEEUWSEN: This is Elizabeth, who says, “My husband and I have two students in college. I’m appalled at the prices of college textbooks these days. Are there any ways we can try to help cut the cost of textbooks for next semester?” PAT ROBERTSON: Elizabeth, the good news is a lot of these books are being sold online now. I don’t know if Kendall is going to start having a textbook division, but . . . . TERRY MEEUWSEN: Wouldn’t that be something? PAT ROBERTSON: . . . . it would be marvelous. You would be able to log on and pick those things up. They are terribly expensive, 40, 50 60 dollars for a book. TERRY MEEUWSEN: But you know what happens on those things? The publishers will change one paragraph in a book, and then the school will say, “You have to have the updated version for your class.” So even though there probably hundreds of available textbooks out there, you can’t use them technically. PAT ROBERTSON: Well, I think I’d just get a . . . . TERRY MEEUWSEN: Go for last year’s version. PAT ROBERTSON: I’d get the one paragraph and paste it on. But used textbooks are the way to go if at all possible. But it is outrageous. There is no question about it. TERRY MEEUWSEN: Mark says, “Pat, I’ve recently had some doors open up to allow me to finally start my own business. I know that economic times are tough right now, but I’m focused on working hard to succeed. What are some tips you could give me as I look to starting a new business?” PAT ROBERTSON: Well, the biggest thing is, what is your passion? You’ll succeed if it’s your passion. Is it home decorating? Is that your passion? Is your passion sports? Is your passion making money in the stock market? What is your passion? And if you’re engaged in doing what you have a passion for, it is most likely to be a chance of success. The other thing is, don’t go in over your head in debt. Stay within your means if at all possible. And take it slow. You don’t have to be John D. Rockefeller the first year. You look at Rockefeller, and he was an accountant, really. And he kept minute details of what he spend for lunch and every penny in these ledgers. TERRY MEEUWSEN: Do you think most new businesses fail because lack of enough collateral, or what do you think is the . . . . PAT ROBERTSON: Well, if you don’t go in the hole, you don’t lack collateral. But there are many times people don’t have a business plan. You need a business plan, and you need some advisors. It’s very important to have with you—a multitude of counselors is wisdom. And you need to have wise counsel as to what you can do. I could go on for a book on this one, but thank you for your questions. We leave you with these words from Proverbs . . . . GRAPHIC: Proverbs 22:4 “True humility and fear of the Lord lead to riches, honor, and long life.” (NLT) . . . . “True humility and fear of the Lord lead to riches, honor, and long life.” See you tomorrow. GRAPHIC: COPYRIGHT 2009 CHRISTIAN BROADCASTING NETWORK * * * * * * * * * * * * * * * * * * * * * * * * DISCLAIMER: MONEY MONDAY GRAPHIC: The material provided on this Program is for general informational and educational purposes only. No information on the Program is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. You alone are solely responsible for determining whether any invest- ment, security or strategy, or any other product or service, is appropri- ate or suitable for you based on your investment objectives and personal and financial situation. Seek the advice of a qualified securi- ties professional before making any investment. * * * * * * * * * * * * * * * * * * * * * * * * END SPOT: YOU WERE THERE TERRY MEEUWSEN: Hi, this is Terry Meeuwsen. I have the privilege of traveling around the world, seeing the life changing things CBN partners make possible. On a recent trip to South Africa, I saw firsthand the incredible difference you’re making in orphans’ lives. Here at home and across the nations, you are bringing the help people so desperately need, just like you did for Lesly, who lives along the Amazon River. When the floods came, her house was completely underwater. You built this single mom and her children a new home and even gave her a start in a new business, so she can support her family. Your monthly gift makes it possible to heal the sick, feed the hungry, preach the Gospel and so much more. Please watch for this mailing and send in your pledge. Imagine lifting a life out of despair and filling it with hope. That’s what you do every day as CBN partners, and it only happens because you were there.

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