The 700 Club: October 19, 2009

UnderWing Transcripts PO Box 16282 Clearwater, Florida 33766 540 455-2333 / UnderWing@underwingtranscripts.com ________________________________________ The 700 Club Daily Broadcast Monday, October 19, 2009 PAT ROBERTSON: Well, welcome to The 700 Club. Happy Monday. KRISTI WATTS: Happy Monday to you. I slept all weekend. I feel phenomenal. PAT ROBERTSON: I’m so glad. Well, it’s going to be a great week. But listen, it’s winter in October. KRISTI WATTS: I know! PAT ROBERTSON: Snow has already blanketed parts of New England, the Midwest and even North Carolina. KRISTI WATTS: And I’ve got to tell you this early winter weather has some people asking, “What happened to global warming?” Remember, everyone was talking about global warming? PAT ROBERTSON: I remember that. And it looks like it may be the sea. It may be the sun. But it isn’t necessarily your SUV. Well, anyhow, here is reporter . . . . KRISTI WATTS: Here is reporter John Jessup with the story. PAT ROBERTSON: All right, go for it. All right. COLD JOHN JESSUP: It’s less than a month into fall, and in some places across the country, winter has already arrived. Over the weekend, players and fans were caught off guard with all of the snow. But it didn't stop the New England Patriots from shutting out the Tennessee Titans 59 to nothing on the slippery field of Gillette Stadium. While many Americans are thinking about carving pumpkins, residents of New England have been shoveling snow. They got another taste of wintry weather with the second nor'easter to hit in three days, catching some by surprise . . . . Woman: I think this is the earliest I’ve ever seen snow in all my years. JOHN JESSUP: . . . while others take it in stride. Man: I'm from Colorado, and we have snow in September. So this kind of makes me feel like home. Woman: If you listen to the Farmer's Almanac, it's going to be a cold winter. So this just tells us it's beginning. JOHN JESSUP: Accuweather warned residents in Philadelphia to be prepared for the coldest winter in years, with as much as 30 inches of snow. And the weather headlines don't stop there. Cold rains have triggered mudslides in California and flooding in Texas, leading some to focus on the weather phenomenon known as El Nino. Joe Bastardi (Accuweather): Just to dwell on this El Nino is not the way to go here. You've had a certain situation in the Pacific that has been going on. This has been leading to cooling in general across the northern hemisphere, and now we are seeing the ingredients there to try and bring the cold further east this upcoming winter. JOHN JESSUP: Talk of the cold has led some to speculate about global warming. Last week, a BBC News article asked, “What happened to global warming?” pointing out that the warmest year on record wasn’t 2008 or 2007, rather 1998. The article also raised questions about whether the sun or ocean cycles may actually be what’s responsible for global cycles of heating and cooling. Now, those questions may not be answered for some time, but for now many Americans have a more immediate concern. Man: It never fails. It will snow early and we'll still receive snow in April. I believe it. And they say it’s going to be a light winter. I doubt it. JOHN JESSUP: John Jessup, CBN News, Washington. PAT ROBERTSON: Well, if you saw the Patriots playing football yesterday, you saw lots and lots of snow on the field. My goodness. KRISTI WATTS: Well, I didn’t watch it. Why? Because I was sleeping. PAT ROBERTSON: Good. KRISTI WATTS: There’s something about this cold weather that just makes you—you turn up the heat, you snuggle in the blanket, you have your hot tea. I’m happy. PAT ROBERTSON: Well, you set a blazing fire in the fireplace. KRISTI WATTS: Yes. PAT ROBERTSON: I made one this morning, so my wife could enjoy it. KRISTI WATTS: Look how nice you are. PAT ROBERTSON: I am so nice. All right. Well, ladies and gentlemen, we’ll just have to look and see, but in the meantime, we’ve got cap and trade. We’ve got all this stuff going on. The Congress is frantic to get legislation passed to cap emissions. And they may be barking up the wrong tree. George Thomas has the rest of our top stories from the CBN Newsroom. George. WHITE HOUSE VS FOX NEWS GEORGE THOMAS: Thank you, Pat. Hello, everyone. The White House is standing by its view that Fox News is not news, but a Republican mouthpiece. White House Communications Director Anita Dunn said a week ago that the administration would treat Fox News, quote, “as an opponent,” and that Fox was not a legitimate news organization. And Sunday, White House Senior Advisor David Axelrod stood by that statement. David Axelrod (Senior White House Advisor): The only argument Anita was making is that they’re not really a news station if you watch. It’s not just their commentators, but a lot of their news programming. It’s really not news. It’s pushing a point of view. GEORGE THOMAS: But Axelrod added that the administration officials will still appear on Fox. Fox says it is open to discussion with the White House. Pat, is this a good idea for the White House to go after Fox News? PAT ROBERTSON: Are you kidding? For a political organization to attack a news source is just insane. People don’t like that. The members of the media don’t like it. It’s not American. A free and open press, even if it’s critical, is essential to our democracy and our way of life. If Fox has a point of view, let’s face it, the point of view of the rest of it has been predominantly liberal. And I have faced it for years and years and years. And don’t make any excuses of the fact that the mainstream media so-called is predominantly leftwing. And it espouses leftwing Democratic points of view. You look at the giving patterns of the officials and the staff and the news reporters of these various organizations. See who they give to. And it tells you pretty much where their predilections are. And it isn’t necessarily for fair and balanced. But somebody comes out and he’s conservative, and all of a sudden, he’s not a news organization. He’s a mouthpiece. Well, we need a few more mouthpieces like that. George. PUBLIC RELATIONS HOAX? GEORGE THOMAS: Pat, Colorado investigators want to question an associate of Richard Heene after e-mails surfaced showing he had talked about a balloon hoax months ago as part of a public relations campaign for a reality television show. After the Heene family told law enforcement that their six-year-old son was trapped in this runaway balloon, a nationally televised rescue effort began. Eventually, the boy was found hiding in the family’s attic. Sheriff Alderden (Larimer County): They put on a very good show for us, and we bought it. It was a great success, but these people are looking at some serious consequences now. GRAPHIC: GOOD MORNING AMERICA Richard Heene (Falcon’s Father): I went through such a roller coaster of emotions. To have people say that, I think, is extremely pathetic. GEORGE THOMAS: The Larimer County sheriff says he’s seeking felony charges against Richard and Mayumi Heene. GAY MARRIAGE AND SCHOOLS GEORGE THOMAS: The attorney general in Maine says the state’s gay marriage law will not affect curriculum in the public schools. But gay marriage opponents are disputing that. In a recent opinion, Attorney General Janet Mills wrote, “The state's definition of marriage has no bearing on the curricula for public schools.” But the Stand for Marriage Campaign counters that, that there’s nothing in the law to prevent same-sex marriage from being taught. And it notes that gay marriage has already been taught in Massachusetts where it is legal. Maine voters will decide next month whether to veto the state's new law legalizing same-sex marriage. DEFICIT RECORD GEORGE THOMAS: Well, the federal deficit for 2009 has set a record: 1.42 trillion dollars. That’s more than the total national debt for the first 200 years of the United States. It’s more than the entire economy of India and almost as much as Canada’s. And it’s more than 4,700 dollars for every man, woman and child in the United States. It’s nearly three times as much as the previous record of 459 billion dollars, and that was just last year. Kenneth Rogoff, a Harvard professor and former chief economist of the International Monetary Fund, says, “The rudderless US fiscal policy is the biggest long term risk to the US economy. As we accumulate more and more debt, we leave ourselves very vulnerable.” Pat, how are we going to pay for all this debt? PAT ROBERTSON: We aren’t. That’s what worries me. How can we pay off 47,000 per person? How can we pay off 140,000 or 150,000 per person? How can we pay off these trillions of dollars? We don’t know how. If they exceed the money that we take in by this amount, they’re out of control. And somebody, somewhere has got to say no. But this is the most wasteful administration in the history of America. KRISTI WATTS: I tell you what, Pat, we’re going to continue with that thought process with our next guest. In fact, it’s Money Monday. And as I said, up next, the government is spending money like never before. GRAPHIC: NATIONAL SUICIDE Learn why one man says that’s putting us on the path to national suicide. Find out how we can stop it, when we return on The 700 Club. * * * * * * * * * * * * * * * * * * * * * * * * SPOT 1: SWISS AMERICA Pat Boone: The best investment of the new millennium: gold. Waves of change can destroy financial castles built on sand. But true wealth is built on a solid foundation of gold. Today’s economic crises have caused many to look to government for financial solutions, but experts warn that borrowing trillions will result in higher inflation and less money in your pocket. Gold offers protection, liquidity and growth. Rebuild your financial peace of mind starting with a golden foundation. Swiss America has provided millions of Americans with the best educational resources in print, online and now on television. Take a moment to request a free rare opportunity booklet, CD and DVD. Call the number below or visit online. Until next time, this is Pat Boone for Swiss America saying don’t wait to buy gold. Buy gold and wait. * * * * * * * * * * * * * * * * * * * * * * * * NEXT DAY PROMO GRAPHIC: A NIGHT IN THE BASEMENT LEE WEBB: Tomorrow. Man: I lived such a double life where I had my coaches fooled, my parents fooled. LEE WEBB: How a cokehead got clean, after a night in The Basement. Man: I didn’t need a six-month plan, no eight-month rehab. * * * GRAPHIC: A RISK REWARDED LEE WEBB: Plus, diagnosed with a deadly tumor. Man: Couldn’t get to it without making me blind or killing me. LEE WEBB: Why this lawyer risked his life. Doctor: He had decided not to take any more treatments. Man: You don’t tell me when I’m going to die. LEE WEBB: Tomorrow on The 700 Club. * * * * * * * * * * * * * * * * * * * * * * * * PAT ROBERTSON: National Suicide, how Washington is destroying the American dream. Ladies and gentlemen, it’s happening before our eyes. We may have crossed a dividing line between a prosperous nation and a bankrupt nation. It took more than 200 years for America to accumulate a ten trillion dollar national debt. But with government spending out of control, it may take only ten years to double that. Paul Strand has this look at what that debt could cost everyone in this country. SET-UP PAUL STRAND: People have always accused government of being out of control, but that was before this latest wild leap in government debt and deficit. Tim Philips heads up Americans for Prosperity, a group that advocates shrinking government. He points out the entire economic output of America is around 13 trillion dollars a year, but the federal debt . . . . Tim Philips: Could reach two trillion dollars this year alone. PAUL STRAND: By next years, that means the share of federal government debt for each American family of four will be 160,000 dollars. And there's so much mismanagement by the politicians, it's about to become a crisis, like for Social Security. Tim Philips: Within two to four years, it will probably be taking in less money than it puts out in benefits. And since they've spent all the money in the supposed lockbox, which Al Gore famously talked about, it's not there now. PAUL STRAND: And the politicians who created this crisis are now creating a trillion dollar reform of health care that creates . . . . Tim Philips: Fifty-one new agencies, on top of the hundreds and hundreds of agencies we already have that deal with health care, 51 brand new ones. PAUL STRAND: The new book, National Suicide, describes one particularly large example of waste and out-of-control spending: the welfare programs that cost some 700 billion dollars a year, more than Medicare or the military. That’s some 65,000 dollars for each family under the poverty line. But what's amazing is that with that amount of spending for decades, the number of poor has only grown, not shrunk. And that’s just one example of government at work. * * * * * * * * * * * * * * * * * * * * * * * * FOCUS GUEST: MARTIN GROSS PAT ROBERTSON: Investigative reporter Martin Gross is the author of National Suicide. That’s his book, how Washington is destroying the American dream from A to Z. And Martin, welcome back to The 700 Club. Martin Gross: Well, thank you. It’s always good to be here, Pat. PAT ROBERTSON: Listen, suicide. Is this true, and how soon will the suicide take place? Martin Gross: Well, we’re right in the midst of it. We have the razor blade right at our throat. And the result of many years of wasteful spending and of not paying attention to money. It’s as if we had a credit card. It’s so bad that we have 1,399 federal programs just for the rural areas. Some of them are 70 years old. They’re not catalogued. No one has any idea how much money they spend, and it goes up every year. PAT ROBERTSON: You mean to tell me that there are almost 1,400 programs about rural areas. Martin Gross: Alone. PAT ROBERTSON: Alone. And people don’t even know what they are? Martin Gross: As a matter of fact, the federal home loan bank board spent some money for a study because no one knew how many. And they found out, and they said it’s useless because they’re all conflicting. No one knows where they are. We have 27 programs for teenage pregnancy, 50 for the homeless. We have thousands of duplicative programs throughout the country, and they’re not catalogued, because the congressmen pass the bill to get the publicity and then forget about it. And it’s gone. There is no sunset. And we must have 10,000 programs. Now, in welfare, for example, I found out that there are 86, not one, but 86 different welfare programs, uncatalogued, not computerized, and it’s 65,000 dollars for every poor family in America. But, of course, they don’t get the 65,000. They’re lucky if they get 10,000. The rest is just eaten up by the bureaucracy, this mammoth organization. There are 30,000 staff members just for Congress, and that’s the bills are 1,400 pages. Ike put in the interstate highway bill, 45 pages. And today—you could read that. There was a time where they couldn’t have one copy of a highway bill. They put the box in the well of the Congress. You could kick it, smell it, and you had to vote an hour later, because Thanksgiving was coming up. PAT ROBERTSON: You couldn’t read it. Martin Gross: Couldn’t read it. No one had read the bill. Now, the problem is that next Thursday is a milestone, 12-trillion-dollar debt. This year, not 1.4, but 1.95 deficit. And how do we know? Because if you go to Treasury Direct on the Internet, the Treasury Department issues the real numbers. It was ten billion, four billion last year. And now it’s virtually 12 billion, 1.95 deficit, not 1.4. Now, what they do is, they cheat, because they take the surplus of Social Security, spend it, it’s gone, and they count it as if it exists. PAT ROBERTSON: How do they manage that? Martin Gross: They manage that with double bookkeeping, just like crooks have two books for the IRS. PAT ROBERTSON: Yes. Yes. Martin Gross: One is the fake book, which the politicians use and the public gets. But the Treasury Department audits, because they have to be accurate because they’re the ones who control the final books. So the difference between one and the other, for example, Clinton claimed he had a 559 billion dollar surplus. He had a 444 billion deficit, a one-trillion-dollar lie. Now, who found it? The Treasury Department. He was using the Social Security surplus as if the money was really there. But it’s gone. All the IOU pieces of paper. So basically it’s not only that we have trouble, but that the lies are confusing the people to keep them quiet. PAT ROBERTSON: How far in the hole is Social Security, do you figure? Martin Gross: Social Security, money stolen as of today is 2.2 trillion dollars. PAT ROBERTSON: 2.2 trillion. Martin Gross: Now, that money has to be made up elsewhere, because the baby boomers won’t have it. We have to raise FICA taxes 50 percent to pay for the baby boomers. Now, if we raise the FICA taxes 50 percent, the corporations will go broke. It will be a 22 percent tax. And the people, their paychecks will be diminished. PAT ROBERTSON: Well, what are we going to do? This country is right on the brink of bankruptcy. That’s what it is. It’s bankruptcy. Martin Gross: That’s right. You see, legally, the country can’t go bankrupt, but they can be dissolved. We didn’t defeat the Soviet Union on the battlefield. They committed suicide. PAT ROBERTSON: Yes. Yes. Martin Gross: And that’s going to happen to us. Now, how do we change it? We have to understand that politicians are different than you and I. PAT ROBERTSON: All right. They’re not like real people. Martin Gross: They’re a different kind of people. They’re egocentric maniacs. They want publicity. And everyone in the Senate wants to be President of the United States. PAT ROBERTSON: Every one. Martin Gross: He figures if he spends more money, this group will love him, or that group. In my last chapter, I show how to save 600 billion dollars a year in waste. It would take me one week and maybe it will take the government ten years, but there is no intention of doing that. The intention is how much money can we spend to secure this vote or that vote? PAT ROBERTSON: Well, that was Roosevelt’s mantra. Tax and tax, spend and spend. Martin Gross: Now, the best President in our history was Harry Truman. Harry Truman inherited 258-billion-dollar World War II debt, and when he left, he paid off 25 percent of the debt and a balanced budget. Ike had a balanced budget. It wasn’t until 1970 that we had a deficit. And by 1982, we had one trillion. And now, only a quarter of a century later, we have 12 trillion. And we’re going to have 22 trillion by the end of Obama’s two terms. And it’s going to be a trillion dollars a year in paying off China and Japan, the debt and interest. PAT ROBERTSON: When do you think the foreign nations are going to say, “It’s all over. We’re not going to take your IOUs?” Martin Gross: If I were the Chinese, I would say, “You want money? Pay me ten percent,” like a loan shark. If we don’t have China or Japan to take our debt, who is going to buy the debt? PAT ROBERTSON: Nobody. Martin Gross: Nobody. PAT ROBERTSON: Nobody. Martin Gross: And so when people don’t buy the debt, interest goes up. And so not only is the debt bigger, but the interest is bigger. And that’s a spiral and a spiral, and that’s the end of the country economically. PAT ROBERTSON: Well, it is the end, but why doesn’t somebody see it? You see it, but I understand the media, the mainstream media, won’t let you have a voice anymore. Martin Gross: When I did my first book, The Government Racket, I was on Larry King, CBS, Good Morning America. They won’t talk to me now. Why? Because they’re no longer journalists. They’re now allies of the spending Democratic Party. Now, the Republicans did a bad thing, too. When they came in, George Bush was a great patriot, but he spent like a Democrat. PAT ROBERTSON: Every bit of it. Martin Gross: Every bit of it. And as a matter of fact, he increased the debt four trillion dollars. Now, that’s unconscionable. Why did he do it? I think he figured, “Maybe I’ll get liberal votes. Then I’ll have both Republican”—but he lost both. PAT ROBERTSON: Yes, he did. Martin Gross: He lost both. PAT ROBERTSON: I his core left him at the last election. The Congress was lost because of that reckless spending. Martin Gross: Yes. So you had three Presidents who put us in this thing: Clinton, Bush and, now the worst . . . . PAT ROBERTSON: Obama. Martin Gross: . . . . Obama. The country has to wake up. And we need an education in government. We know the sports. We know the Yankees better than we know Washington. And you can’t do that. People have to understand. I was in retirement. I came out to write this book, because I was so frustrated with the country that I love. PAT ROBERTSON: How do we stop it? Martin Gross: The people can stop it. PAT ROBERTSON: How? Martin Gross: The people can stop it by beginning to understand that you can’t run a government on the credit card. Do you know, an interesting thing, the small things. The Department of Defense had 100 million dollars of unused airline tickets that were refundable, and they never refunded it. The IRS had 80 in-house thefts, 12 of them from previously convicted criminals who they hired. It’s like a Marx Brothers movie. It’s a madhouse, an absolute madhouse. They gave half a million credit cards to the employees to make small government purchases. They used it for trips to Alaska, to pay for closing on their house. One guy bought two cars with it. And when they find them, they don’t put them in jail. PAT ROBERTSON: What do they do? Martin Gross: Reprimand them. PAT ROBERTSON: Reprimand? Martin Gross: Yes. PAT ROBERTSON: You keep your car, but you get reprimanded? Martin Gross: You get reprimanded. See, the trouble is that the internal workings of the federal government are a madhouse. I’ve covered Washington for 30 years, and I testified six times before the House and the Senate. And each time, they applaud me: “That’s wonderful. We’re going to change.” They have no intention of changing. These people have one goal in life, to get elected, if they have to lie. They don’t steal, but I think it would be cheaper if they stole a few million bucks and left us alone. We would save trillions. PAT ROBERTSON: If they just wrote checks to everybody, say, “All right, everybody, here is 50,000 dollars,” it would be so much cheaper. Martin Gross: And leave us alone. PAT ROBERTSON: Yes. Martin Gross: Sixty-five thousand dollars for every poor family in America is unconscionable, because then they would have an income of 80,000, but they don’t. Where did the money go? Bureaucracy. And the bureaucracy—I walk through of Congress a lot, walk the halls of the agencies. It’s an undisciplined organization. It’s not that the people are a bad people, it’s just when you live in a lax community, your mind goes lax. You go lax. Discipline disappears. And any moral strength that you used to have is gone. And there is no moral strength in Washington, DC. It’s Sodom and Gomorrah financially. PAT ROBERTSON: When they see you, do they cringe? Martin Gross: No, they’re very nice. PAT ROBERTSON: They’re nice. Martin Gross: Yes, see, politicians are very smart. They’re always nice. Obama’s big mistake, for example, with Fox, that’s a grave error. For the President of the United States to say—well, why doesn’t he insult the New York Times? He picks out somebody who opposes him, which is childish. I taught college for 50 years. Mr. Obama is a college student. He’s 48 going on 19. He doesn’t have practical experience, as Slovinsky and Freud and Galbraith. His head is full of theories, and he can’t connect the theory to the reality. And the reality is awesome and frightening, and he’s afraid to face it. PAT ROBERTSON: Is he going to destroy the country? Martin Gross: No, the country will survive, but poorer. Poorer. Go back to the 1960s, ‘70s. We were very rich. Today, wages, which used to be 30-35 dollars an hour, are now 17, 16. Manufacturing is going to China. Mr. Clinton did that. He brought China into the World Trade Organization. Their money is monopoly money, fake money. It’s 40 percent below its real value. I have a friend in New Jersey who has a machine shop. He puts in a bid. The Chinese undercut him by 30 percent. He’s going to go bankrupt. See, you can’t deal with crooks who don’t live by your rules and expect to survive. The country is on the same brink of danger as World War II. We won that war through unity. Now, there is no unity. PAT ROBERTSON: Yes, that’s right. Martin Gross: Eisenhower and Truman were very little different. They were both good Americans, one Republican, one Democrat. Today, the Democrats want us to lose in Afghanistan. They want us to lose in Iraq. There is a lack of patriotism that stems from the political parties and then radiates out to the whole country, so that there is no feeling of necessity to love your country. When you and I were young, it was “my country, right or wrong.” PAT ROBERTSON: Exactly. Martin Gross: Now, it’s “my country, probably wrong.” PAT ROBERTSON: And let’s apologize for it if we’re the President. Martin Gross: That’s right. That’s right. It’s a dire time, a dire time. PAT ROBERTSON: Martin, I appreciate this. This book is available, National Suicide. Is that available around the country? Martin Gross: Yes, and also on Amazon. We’re number one in public policy. PAT ROBERTSON: Good for you. Martin Gross: The press don’t like me, but the readers do. PAT ROBERTSON: Well, I think this is a must-read, ladies and gentlemen. National Suicide, Martin Gross. Man. I wish somebody would listen to you. But thank you for being with us. Martin Gross: Well, thank you so much, Pat. PAT ROBERTSON: God bless you. A voice crying in the wilderness, but he’s telling the truth, ladies and gentlemen, and sending a message, a warning. We’re trying to do the same thing. Let’s hope somebody up there will start listening to us. Kristi. KRISTI WATTS: Thanks, Pat. Well, coming up, we’re going to help answer more of your financial questions. Morgan says, “I’ve always had enough money to cover my expenses, but recently I’ve had to use my credit card to pay my bills. I don’t want to keep using my card. What should I do?” KRISTI WATTS: Well, Morgan, we’re going to answer your question and so much more, so don’t go away. * * * * * * * * * * * * * * * * * * * * * * * * SPOT 2A: HUMANA Spokesman: If you have Medicare, I have three things you’ll want to hear. 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Those of us who are independent and live alone shouldn’t do so without having emergency protection. And for reliability and peace of mind, I recommend Alert USA. Announcer: With Alert USA, if you ever need assistance, just press your pendant to be connected to an operator who can summon help to your home 24 hours a day. Dr. Joyce Brothers: I’ve been giving advice for many years, and I believe Alert USA provides the best emergency support and value for your dollar. Call now for a free brochure. * * * * * * * * * * * * * * * * * * * * * * * * BRING IT ON KRISTI WATTS: We’re back. We’re back with Bring It On, so we’re going to jump right in with your e-mail questions. And once again, many people have said, “Okay, where do the e-mail questions come from?” Well, they come from you, when you log on to CBN.com. That’s where they come from. So we’re going to jump right in with Morgan. You ready, Pat? PAT ROBERTSON: Let’s go with Morgan. KRISTI WATTS: Come on. “I’ve never taken the time to write down my monthly budget, because I’ve always had enough money to cover my expenses. Well, recently, I’ve had to use my credit card to pay some of my bills. I don’t know what’s going on, but I don’t want to keep using my credit card for basic expenses. What should I do?” PAT ROBERTSON: Well, Morgan, it’s real simple. Sit down and figure out what your necessities are. What are your fixed costs? You may have a mortgage. You may have car payments. You may have this, that and the other. Write them all down. And then figure out how much income you have, and the balance is what you would call “discretionary.” And then figure among those discretionary expenses how much you can afford to spend per month or per quarter or whatever. And don’t overspend it. And have some left over for savings and have some left over to give to the Lord’s work. And if you do that, you’ll be okay. But if you just say, “Well, I’m just not sure where it all is, and I’d better write a check, because I’ve got a bill,” yes, you’ll come out on the short end invariably. KRISTI WATTS: It’s so interesting, you’re talking about the need and necessity. I was paying my bills the other day, and I thought, “How much of these are needs?” Like, you’ve got the Internet. You’ve got cell phone. You’ve got cable. All these things that we say we need. We don’t need that stuff. PAT ROBERTSON: You could cancel it all. KRISTI WATTS: Cancel it all off. All right. Anyway, Orion—that’s an interesting name. Orion writes in and says, “Do you think now is a good time to reinvest our money in foreign currency? I have all my retirement locked in a 401K. It was a good choice 17 years ago, but may not be in this day and age. Do you have any suggestions on where or how to reinvest in foreign currency?” PAT ROBERTSON: Let me explain to you, 401 is not an investment. A 401 is a vehicle. An IRA is a vehicle. A trust is a vehicle. A corporation is a vehicle. It’s not an investment, per se, it is a vehicle. So your 401 is a vehicle. You can put all kinds of stuff in it. So it’s not an investment in the 401. That’s your vehicle. And inside of that, it’s like you’ve got passengers on a bus. You’ve got stuff coming on. Now, in terms of—you don’t say, “Well, I invested a hundred dollars in my savings account.” You don’t normally think that way. Or if I’ve got a checking account with 10,000 dollars, you don’t consider that an investment. It’s where you keep your money. Well, all you’ve got to do in terms of foreign currencies is change from dollars to yen or Australian dollars or Canadian or whatever. Or balance them out. Have a share of each one. And they are still like money in the bank. I don’t really consider them an investment. I don’t think any of you ought to be playing the currency market. You can get your head handed to you if you go into currencies and you don’t know what you’re doing. And even if you do, you can get hurt very badly, because the swings are enormous in terms of buying futures for money. But I think you can take some of your cash, instead of keeping it in dollars—that Ever Bank out in St. Louis is one, but I think if you go with Fidelity, or you can go Bank of America or any of the others, just say, “Look, I want my account to be in yen. Or I want it to be in Swiss franks,” or whatever. And they will do that for you. KRISTI WATTS: You know what, Pat? As you were sitting there talking, I was thinking, before we go to the next question, let’s say a person my age, we have the tendency to take all of our money and put it in a 401K, right? PAT ROBERTSON: Yes. KRISTI WATTS: And so should we, because it’s not as stable as before, should we start putting less in and then like diversifying it in other areas? What do you say? PAT ROBERTSON: You can diversify in a 401. You can buy stocks. You can buy bonds. You can buy foreign stocks. You can buy domestic stocks. You can have currencies. You can have gold. You can have all that stuff. The 401 is a tax sheltered vehicle. That’s all it is. KRISTI WATTS: Well, good to know. Okay, side note, after the show I’ve got to ask you a couple more questions about that, so you can help me. All right, question. Hey, am I going to question four? I’m going to try it. Yes? No? Okay. “Pat, what is the outlook for dividend paying stocks? And will they improve along the other stock values?” PAT ROBERTSON: Well, I think you need to look at the history of stocks. But some of them, for example, the Bank of America, was paying just wonderful dividends, and they cut the daylights out of them. So you never know whether they will be stable or not. I tell you, there are many companies, though, that I like in terms of dividends. If you’re looking for dividends, I think some of these master limited partnerships like they have pipelines. And those rascals are going to pay, pay, pay, pay. They’re just as stable as can be, because that gas keeps going through. And regardless of whether it’s selling for 80 cents or whether it’s selling for six or seven dollars, you’re still going to get a certain amount off that pipeline. Master limited partnerships out in Canada, they’ve got these resource trusts that pay nine, ten, 11, 12, 13, 14 percent of dividends. And why not shop around and get the good ones? You don’t have to be content with two percent money in a bank deposit. But they’re out there. But will they go up or go down? How do I know? And how does anybody know? It depends on the health of the corporation itself and the underlying entity. Some of these so-called sure things go broke. So you never know, but you need to look at something that’s solid. Look at their income. Look at their business. Look at the history. I used to get a paper called Dividend Optimizer, and it would tell you about the companies that had increased their dividends. But right now, it depends on the economy as to whether they’re going to go up or down. But get the best deal you can get and shop around. Don’t just get stuck on something that’s low paying. You can get eight percent. You can get nine percent. You can get ten percent. And you don’t have to be risking your money on squirrelly investments. You can get solid companies that are paying good dividends. Okay. KRISTI WATTS: Good to know. I’m sinking it all in. PAT ROBERTSON: You’re taking it in. KRISTI WATTS: Yes. PAT ROBERTSON: Okay. KRISTI WATTS: All right. PAT ROBERTSON: Well, over the past year millions of Americans have lost their jobs. That’s the sad part of this terrible recession. Well, Steve and Janice Zimmerman were among those people. With six kids to feed, money for the Zimmermans was tight. But Steve and Janice made a decision that defied logic and guess what? They multiplied their money. * * * * * * * * * * * * * * * * * * * * * * * * STEVE ZIMMERMAN ANDREW KNOX: Steve and Janice Zimmerman know from experience that when it comes to finances, life can turn on a dime. Steve Zimmerman: Our income went from, oh, possibly about 150,000 down to maybe 40. ANDREW KNOX: Steve is an independent remodeling contractor and a board member of a local bank. In the summer of 2008, the bank eliminated dividend payments for board members, and the construction industry dried up as well. Steve Zimmerman: It’s just like everything shut down. And the phone quit ringing. The jobs quit coming in. I didn’t get calls for anything. So we were hit really hard. ANDREW KNOX: In addition to tithing to their local church, the Zimmermans had also pledged 10,000 dollars to CBN that year. But with six children, three of them in college, Steve didn’t see how they could do it. Steve Zimmerman: I wanted to hunker down. That was my first impression, was to hunker down, to pull in, to turn off the lights, to quit eating so much, whatever it took. ANDREW KNOX: But Janice knew they had to keep their word. Janice Zimmerman: I would just say, “Steve, we made a pledge for 10,000 dollars. We have to follow through with it.” And I knew it was just a matter of time until he finally was able to relinquish it to the Lord and say, “Okay.” ANDREW KNOX: Steve and Janice knew the family would have to make sacrifices in many areas. Janice Zimmerman: Our spending changed dramatically. I started clipping even more coupons. I’d look for all the sales and shop for the sales, for the food and clothing, everything. ANDREW KNOX: Eventually, Steve got on board with Janice. Steve Zimmerman: So I just sort of abandoned everything at that point and said, “Yes, let’s just go for it. Let’s just give where we said we were going to give and see where God is going to make up the difference.” ANDREW KNOX: Then, in early 2009, Steve got a call from Terry, his former business partner. Steve Zimmerman: Twenty years ago, we had worked together, for several years. So he called me up and said, “Steve, I don’t have any employees anymore. Things have really changed, but I need help. I’ve got jobs. Let’s work together again.” ANDREW KNOX: Within weeks, Steve and Terry were back in business together. Steve Zimmerman: The phones started ringing again. And they were not just little jobs. They were big jobs. And they were with great people. And they’re still flowing in. ANDREW KNOX: The Zimmermans’ experience reinforced what Janice believed about God’s faithfulness. Janice Zimmerman: I knew He would always come through. I did not have any doubt. We wanted to increase our faith, to believe for even more miracles in our lives. ANDREW KNOX: And it has helped Steve to look at giving a little differently, too. Steve Zimmerman: That has been a faith boost for me, to not be in the hunker-down mode, and to say, “God is bigger,” and to not just say it, but then to trust that it can come out of nothing. He creates out of nothing, so He can bring finances out of nothing. * * * * * * * * * * * * * * * * * * * * * * * * PAT ROBERTSON: Boy, they’ve got it right. He creates out of nothing, and He can bring finances out of nothing. Folks, that’s the answer. You can trust the Lord. GRAPHIC: 1-800-759-0700 CBN.COM He’s bigger than any kind of a business cycle. He really is. You don’t have to be stuck, and you say, “Oh, well, the economy is bad,” or unemployment. That may not affect you, because you are God’s special child. And you can rely on the Lord. If you look to Him, He will take care of you. And by the way, while you’re doing it, the Bible says don’t forsake wisdom. I have something called Right on the Money. This is an audiocassette of my book by the same name. GRAPHIC: YOURS WHEN YOU JOIN 1-800-759-0700 CBN.COM It’s something I think will be a blessing for you. And we will send this to you as our gift to you if you join The 700 Club with a gift of 20 dollars a month. You listened to it. KRISTI WATTS: Absolutely. I listened to it and I loved it. And I tell you, even as you’re talking now, I’m soaking everything in from the interview to the Bring It On questions to this. I tell you, we’ve got to get our house in order. But you know what the greatest thing about it, though, is, too? PAT ROBERTSON: What’s that? KRISTI WATTS: The best house to look for the information, or the best manual to get our house in order is the Bible. PAT ROBERTSON: You’d better believe it. KRISTI WATTS: Come on, brother. PAT ROBERTSON: Proverbs. It’s there. But a lot of the things that I’m talking about here are right out of the Bible. But that is the answer: 1-800-759-0700. Call and say, “You can count on me. I’m going to stand up and trust the Lord regardless of the situation around me.” Okay. KRISTI WATTS: Absolutely. PAT ROBERTSON: Kristi. KRISTI WATTS: Remember, you can always log on to CBN.com as well. PAT ROBERTSON: Yes. KRISTI WATTS: Well, still ahead, a friend’s death causes one troublemaker to think about life. Man: I said to myself, “Man, I don’t have a girlfriend. I’m not on the baseball team. I’m not popular. I’m not good looking.” I don’t have anything that he had going for him, and he killed himself. What’s going to stop me from doing the same thing? KRISTI WATTS: So what kept him from committing suicide? That’s all next on The 700 Club. * * * * * * * * * * * * * * * * * * * * * * * * SPOT 3: PREMIUM TEASE ANNOUNCER: There you were, on your way to financial security, when suddenly everything changed. Your road to financial freedom, gone. You need direction. Discover a biblically based way to navigate your financial future. Pat Robertson’s teaching, Right on the Money, shows you what works and what doesn’t. Available now. * * * * * * * * * * * * * * * * * * * * * * * * JENNINGS LETTER GEORGE THOMAS: And welcome back to The 700 Club. Fifty-three House Republicans are urging President Obama to fire safe-school czar Kevin Jennings. The House Republicans sent a letter to the President calling Jennings unfit to serve and asking for his immediate removal. They noted concerns over his homosexual agenda and an incident during his days as a schoolteacher when he didn't report a young student who was sexually involved with a grown man. The letter to President Obama reads, “Kevin Jennings cannot gain the approval of parents who want their children safe and their schools drug free. You should replace him with someone who has a record of educating children in a safe and moral environment.” AUSSIE TERROR PLOT GEORGE THOMAS: Five Muslim men could serve life sentences in Australia. A jury has convicted them of plotting the country's largest terrorist conspiracy. The men were stockpiling bomb-making instructions and buying explosive chemicals and guns. Their goal was to force Australia's government to change its policy on the Middle East. The raids also turned up militant Islamist material, including footage of planes flying into the World Trade Center on September 11th. The sentencing hearing is set for December 14th. As always, you can get the latest from CBN News by going to our web site at CBN.com. GRAPHIC: FOR MORE INFORMATION LOG ON TO CBN.COM Pat and Kristi will be back with more of The 700 Club, right after this. Stay with us, folks. * * * * * * * * * * * * * * * * * * * * * * * * SPOT 4A: BEEN VERIFIED Man: Would you trust me? Man: You want me to take your word for it? Woman: This guy I met online, he could be anyone. How can I know who to trust? Announcer: Background checks are no longer just for corporations. 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Visit BeenVerified.com/tv15 now for a free trial of unlimited background checks. * * * * * * * * * * * * * * * * * * * * * * * * SPOT 4B: SYNVISC Announcer: If you have osteoarthritis knee pain, Synvisc One treats it right at the source and helps you get back to doing the things you love. Synvisc One is the only treatment that can give you up to six months of pain relief with just one injection. It’s a natural substance similar to healthy joint fluid that lubricates and cushions your joint and relieves pain without the serious side effects that pain pills can have. For your free information kit, call 1-800-211-9223. Synvisc One may not work for everyone. Before beginning treatment, tell your doctor if you are allergic to products from birds, such as feathers, eggs or poultry, or if your leg is swollen or infected. The most common side effects are temporary pain, stiffness, swelling and fluid buildup in and around the knee. Synvisc One has not been tested in children, pregnant women or women who are nursing. To learn more, call this number, go online or ask your doctor about Synvisc One. * * * * * * * * * * * * * * * * * * * * * * * * PAT ROBERTSON: Well, after coming home one night, Gregory Dickow got drunk, like he had so many times before. But as he looked at what may have been his last bottle of beer, Greg realized something: this drink had to be his last. GREGORY DICKOW ANDREW KNOX: As a young boy, Gregory Dickow felt like he was missing something. Gregory Dickow: I was lonely from the time I can remember. I wanted to fit in, and I never felt like I did fit in. Love was a foreign word to us. Nobody ever said, “I love you.” Our family was very emotional, like many families, emotional outbursts, a lot of anger. ANDREW KNOX: He began a search for purpose in life after a high school friend committed suicide. Gregory Dickow: It just shocked me. It just woke me up, and I said to myself, “Man, I don’t have a girlfriend. I’m not on the baseball team. I’m not popular. I’m not good looking. I don’t have anything that he had going for him, and he killed himself. What’s going to stop me from doing the same thing?” That began a search in my heart, a search in my life for a reason to live. There’s got to be something more to live for than what I’m experiencing. And I began to search for fulfillment. I began a search to fill that emptiness that sort of was, I realized it had been awakened, the emptiness inside of me. ANDREW KNOX: His first attempt to fill the emptiness led him to drugs and alcohol. Gregory Dickow: I would leave school after my fourth hour period, come home for lunch period and get drunk and go back to school completely intoxicated. Every day I would get with my friends after school, and we would get high. We would do drugs, whether it was marijuana, sometimes harder drugs, cocaine, acid. Every time I did something, whether it was getting drunk, getting high, it was just never enough. ANDREW KNOX: Gregory worked at a local restaurant. One co-worker named Rich seemed different than all the others. Gregory Dickow: I noticed he wasn’t doing the things we were doing. He wasn’t talking like we were talking. He wasn’t pursing the things that we were pursing, but he had this peace. He had this calm, and he was cool. ANDREW KNOX: Rich invited Gregory to a Bible study. Gregory went, despite his plans on getting drunk later that night. Gregory Dickow: They weren’t trying to beat me up because of my lifestyle. For the first time in my life, I felt loved. I had met people that wanted to show me the love of God in an unconditional way. ANDREW KNOX: On his way out the door, he was introduced to the man who led the small group. Gregory Dickow: And he said, “Look at this scripture.” And he showed me the first scripture I ever saw in the Bible, 1 John 1:9. It said, “If you confess your sins, He is faithful and just to forgive you your sins and to cleanse you from all unrighteousness.” I knew in my heart I was lost. I knew in my heart I was without God. I knew in my heart I was empty, and I knew in my heart I was a sinner. I said, “I’m not saved, and I could never be saved, because I could never change.” He said, “Oh, don’t worry about changing. If you let Jesus into your life, He’ll change you on the inside.” And all of a sudden, at first I felt this peace when he said it. Then I felt this war inside of me. It was a spiritual war that was going on for my future and for my destiny and for my eternity. ANDREW KNOX: Gregory prayed that God would forgive his sins and fill the emptiness in his life. Gregory Dickow: Jesus became my Savior. That moment, love penetrated my heart for the first time. That moment, I actually believed I was forgiven of my sins. That moment, I actually believed God loved me. ANDREW KNOX: As Gregory left the meeting, a woman gave him a Bible. In the ensuing days, things began to change. Gregory Dickow: I would come home after getting drunk and getting high, and I would open that Bible up that that lady gave me. And I would just keep reading it. My desires began to change. I remember the day, the last time that I got drunk. I took the last bottle of beer that I was drinking. I poured it on the front lawn of my parents’ house late at night. And I said, “This is the last time I’m going to drink alcohol ever again.” And I haven’t had a drink since. That was over 25 years ago now. ANDREW KNOX: He shared his new faith with anyone who would listen. Gregory Dickow: I just knew this. I said, “Man, if God can change me, He can change anybody.” And so I just began to witness to the people around me, and people began to see the change. ANDREW KNOX: Gregory now pastors a church outside of Chicago. He wrote a book called The Power to Change Today. It tells how God’s love changed him and gave him the purpose and power to live. Gregory Dickow: What released God’s power in my life? Let me write it down. And I began to write down all the things that I felt produced God’s power in my life, that changed me and helped me bring change into other people’s lives. It comes from love. That’s what it’s all about: the love of God, the real love of God demonstrated through Jesus and the real love of God that penetrates the hardest heart like me and penetrates the worst criminals, the worst sinners, which all of us were that. But God’s love broke through and changed me from the inside out. * * * * * * * * * * * * * * * * * * * * * * * * PAT MINISTERS PAT ROBERTSON: If we confess our sins, He is faithful and just to forgive us our sin and to cleanse us from all unrighteousness. God loves you. God loves you. And what He will do is start with you. You don’t have to, quote, “be good.” You don’t have to accomplish some task in order to please God. What you need to do is to come to Him as a sinner and say, “Lord, I am a sinner. I’m yours.” And if we confess our sin, He is faithful and just to forgive us our sins and to cleanse us from all unrighteousness. Would you like to be clean, have a brand new start? I know you say, “I’ve done some pretty horrible things. God can’t forgive me.” Oh, yes, He can. There is no sin that you have committed that will keep you away from God. And He is reaching out to you right now. Don’t go anywhere. Right at this moment, I want you to pray with me. Pray these words. “Lord Jesus.” Pray with me. “Lord Jesus Christ. I know that you promise that if we confess our sin, you’re faithful and just to forgive us our sin and to cleanse us. So, Lord, right now, I confess to you that I’m a sinner. You know what I’ve done, Lord. And I ask you to forgive me. I ask you to take away the sin in my life and make me into a new creature. I turn to you, Lord, and I turn away from sin. And I receive Jesus as my Savior and as my Lord. Come into my heart. Live your life in me, and I will live for you, and I will serve you all the days of my life. Thank you, Jesus, that you’ve heard my prayer and have come into my heart.” Now, Father, for those who prayed with me just then, let the power of God touch them. May they know the reality of your Holy Spirit, in Jesus’ name. Amen. Now, for those who prayed with me, I have something I want to give you. GRAPHIC: 1-800-759-0700 CBN.COM It’s a little booklet, packet, called “A New Day.” And it has a CD in it that will tell you in about 70 minutes what it is that you have done and what can happen in your life. GRAPHIC: OUR GIFT TO YOU 1-800-759-0700 CBN.COM There is also a little booklet. What if you sin? How do you get right with God? What about witnessing? What about the baptism of the Holy Spirit? It’s all here: 1-800-759-0700. You just say, “Look, I prayed with Pat. I gave my heart to the Lord. And I am rejoicing. And please send me this little booklet called ‘A New Day.’” It’s yours if you just pick up the phone, absolutely free: 1-800-759-0700. It’s a great moment in your life. Kristi. KRISTI WATTS: Thanks, Pat. Up next, we have another amazing story that will encourage you. Dawn Matthews was struggling with family and financial problems when she experienced her first panic attack. The attacks went on for about a year, and Dawn was afraid they might kill her. * * * * * * * * * * * * * * * * * * * * * * * * DAWN MATTHEWS GRAPHIC: It Happened to Me Dawn Matthews: We went out to eat, and we were sitting at the table. I start feeling dizzy. So I told my husband, “I think I’m going to faint.” And I got up and walked across the room and passed out. The next thing I know, they’re waking me up and asking me what has happened. And I don’t know, of course. At that time, they called 911. So they took me to the hospital, and they ran all these tests. And all the tests came back fine. They told me that they thought I had had a panic attack. After about two weeks, I was laying in bed one night, and my blood pressure started going up. So we called 911. Well, on the way to the hospital, my blood pressure goes so high that I stop breathing. And at that point, I thought for sure I was dying. And I prayed to God, “Please forgive me for my sins,” because I knew I was going to see Him. They took all these tests, and everything came back fine. I had heard about panic attacks, but I just thought if you had faith, then you wouldn’t have panic attacks. You wouldn’t have fear. And I started reading my Bible. I started praising God. I would still have panic attacks. I would still be so afraid that I was going to die. And I would just be up at nights and just walking the floors and praying to God, “Please, don’t let me die. Please don’t let me die.” And this went on for about a year. I started watching The 700 Club religiously. And I would listen to Pat and Terry and Kristi talk about hearing a word of knowledge. And I would think, “That doesn’t make any sense. How do they know what’s going on in my life?” And this one night I am watching The 700 Club, and I hear Kristi say . . . . KRISTI WATTS: The Lord is also healing someone with anxiety and panic attacks, so much so that literally you can’t take a full breath. God has not given you the spirit of fear but of power, love and a sound mind. You rest in that. Dawn Matthews: And I thought, “I do not understand this, but I am going to claim it.” And I was like, “Oh, God! That’s for me! That’s for me!” And I woke my husband up, and I was like, “I’ve been healed! Kristi heard a word of knowledge!” The next day I thought, “I wonder if this is really going to work?” Then I thought, “I am not doubting it. That is exactly what fear would have me do is doubt it.” And I have not had a panic attack now for months, and I know I am healed. Fear is not what God wants us to have. He wants us to have a life of abundance. So if the doubt comes in your mind, take it away and know that God can heal you. * * * * * * * * * * * * * * * * * * * * * * * * HOSTS PRAY FOR NEEDS KRISTI WATTS: I love that. I love that. I love it. That just encouraged me. That encouraged me, Pat. I tell you what. Yes. PAT ROBERTSON: Well, here is something else that will encourage us all. This is from Dallas, Texas. Janet noticed a dryness and redness around her eyes. Her skin was crusty and flaky. One day she was watching The 700 Club. She heard you, Kristi, give a word of knowledge, “There is someone with some eye issues where crusting continues to form. The Lord is healing you.” Janet said, “It’s me.” And guess what? The dryness and flakiness went away immediately. Immediately. And she has had no problems since. KRISTI WATTS: I love that. Here is another word of encouragement, and this is from Elvis from California. He suffered with night sweats. The problem was so bad that he often had to change his pajamas multiple times each night. He visited several different doctors and none could fix the problem. Then one day he was watching The 700 Club. Pat, you had a word of knowledge. You said, “Someone has night sweats. You’re having these things, and you’re just exhausted. You will not have this condition anymore, in the name of Jesus.” Well, Elvis claimed that word of knowledge, and since that day, he has not had any more problems. PAT ROBERTSON: God loves people, and He is going to do miracles for people right now. What is your need? We’ve got a short prayer. We’re going to join hands. We’re going to believe God. “Father, in the name of Jesus, we ask for the power of God to come into people’s lives right now. We ask for healing of their bodies.” Someone has an intestinal blockage, a bowel obstruction. And God right now is freeing that. Your colon is going to be relaxed, and you are absolutely healed, in the name of Jesus. KRISTI WATTS: It’s so funny, Pat, you said that, because I was, literally, the Lord is healing someone who their bowels continue to move. And that’s been an issue. And the Lord is healing you from that right now as well. Thank you, Jesus. PAT ROBERTSON: Thank you, God. Thank you, Jesus. KRISTI WATTS: Thank you, Father God. PAT ROBERTSON: You’re choking and coughing. You feel like you’re going to vomit. You’re set free from that. You will not have that situation anymore in your stomach, in Jesus’ name. Be made whole. Kristi, what else do you have? KRISTI WATTS: There’s another person with your finger. I don’t know if you slammed your finger in the door or you jammed it. You did something to it, and you can hardly bend it. The Lord is healing that right now, in the name of Jesus. PAT ROBERTSON: Now, for everybody in this audience, let the power of God touch you. May you know answers to your prayers, in Jesus’ name. Amen. KRISTI WATTS: Amen. PAT ROBERTSON: Wherever you are, please let us hear what God has done for you. GRAPHIC: 1-800-759-0700 CBN.COM Remember, our counseling phones are available. If you accepted the Lord or something else, please call us: 1-800-759-0700. Well, we leave you today with these words from Jesus Christ, found in John, . . . . GRAPHIC: John 15:10 “If you abide in Me, and My words abide in you, you will ask what you desire and it shall be done for you.” (NKJV) . . . . “If you abide in Me, and My words abide in you, you will ask what you desire, and it shall be done for you.” I receive that for you. You receive it for yourself. And, Lord willing, we’ll be talking to you again. Until then, from all of us, this is Pat Robertson saying goodbye. God bless you. GRAPHIC: COPYRIGHT 2009 CHRISTIAN BROADCASTING NETWORK * * * * * * * * * * * * * * * * * * * * * * * * DISCLAIMER: MONEY MONDAY GRAPHIC: The material provided on this Program is for general informational and educational purposes only. No information on the Program is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. You alone are solely responsible for determining whether any invest- ment, security or strategy, or any other product or service, is appropri- ate or suitable for you based on your investment objectives and personal and financial situation. Seek the advice of a qualified securi- ties professional before making any investment. * * * * * * * * * * * * * * * * * * * * * * * * END SPOT: YOU WERE THERE TERRY MEEUWSEN: Hi, this is Terry Meeuwsen. I have the privilege of traveling around the world, seeing the life changing things CBN partners make possible. On a recent trip to South Africa, I saw firsthand the incredible difference you’re making in orphans’ lives. Here at home and across the nations, you are bringing the help people so desperately need, just like you did for Lesly, who lives along the Amazon River. When the floods came, her house was completely underwater. You built this single mom and her children a new home and even gave her a start in a new business, so she can support her family. Your monthly gift makes it possible to heal the sick, feed the hungry, preach the Gospel and so much more. Please watch for this mailing and send in your pledge. Imagine lifting a life out of despair and filling it with hope. That’s what you do every day as CBN partners, and it only happens because you were there.